With busy schedules, there are a number of times throughout the day and night when you should be adjusting your heating and cooling needs in your home.

Using a programmable thermostat to turn down your heat automatically during the day or night can easily provide you with a return on your initial investment of roughly $50 to install one.

In fact, for every degree you lower your heat for an eight hour period, you can cut your energy use by 1%. So, by setting back your heat 10 degrees overnight, you can save 10% on your energy use.